Last updated: April 2026 — Daniel Cartwright, Billy Yam Photos
Welcome to billyyamphotos.com, a website owned and operated by Daniel Cartwright. By accessing or using this website, you agree to be bound by these Terms of Use and our Privacy Policy, which is incorporated herein by reference. If you do not agree with any part of these terms, please do not use this website.
The content on billyyamphotos.com is provided for informational purposes only and is not intended to be a comprehensive or detailed statement concerning the subjects addressed. The information presented on this website is not a substitute for professional advice, and users should consult appropriate qualified experts for any matter related to the topics covered herein.
Daniel Cartwright and billyyamphotos.com do not make any warranties or representations regarding the accuracy, completeness, or reliability of the information contained on this website. Under no circumstances shall Daniel Cartwright or billyyamphotos.com be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of, or inability to use, the information on this website.
This website and its content are intended for adults aged 18 and over. By accessing billyyamphotos.com, you represent and warrant that you are at least 18 years of age.
All content on billyyamphotos.com, including but not limited to text, graphics, logos, images, and software, is the property of Daniel Cartwright or its content suppliers and is protected by Canadian and international copyright laws. You may not modify, copy, distribute, transmit, display, reproduce, or create derivative works from this website without the prior written permission of Daniel Cartwright.
These Terms of Use and your use of billyyamphotos.com shall be governed by and construed in accordance with the laws of Canada, without giving effect to any principles of conflicts of law.
The content on billyyamphotos.com is authored and edited by Daniel Cartwright.
The information provided on billyyamphotos.com is for general informational purposes only and is not intended to be a substitute for professional advice, whether financial, legal, or otherwise. The content on this website should not be relied upon as the basis for any decision or action. Users are advised to seek the advice of qualified professionals before making any decisions related to the topics covered on this website.